Financing
Payment Options offered at Kern-Hill Furniture.
Better yet, we offer a variety of flexible payment plans! Take home what you really want with the convenience to pay later interest-free!* Our long-standing Fairstone Kern-Hill Card has been making shopping easy for the last 20 years. Let us exceed your expectations with our quality brands and exceptional service, to furnish your home with the style that suites you, all while paying at your convenience!
More benefits that Kern-Hill Cardholders enjoy include:
- Quick approval while you shop
- Selection of plans to suit your needs
- Access to special events and promotions
- Exclusive Kern-Hill Card that makes future purchases quick and easy
- Dedicated after-purchase Care Team
- Hang on to your cash longer
- Leave credit cards open for expenses and emergencies
Choosing a Financing Plan that works for you!
Do Not Pay for 3 Months**
- The taxes and delivery fee due at time of purchase
- Administration fee: $0
- No minimum purchase
Do Not Pay for 6 Months**
- Taxes, administration fee, and delivery fee due at time of purchase
- Administration fee: $69.99
- No minimum purchase, excluding appliances
Do Not Pay for 12 Months**
- Taxes, administration fee, and delivery fee due at time of purchase
- Administration fee: $99.99
- No minimum purchase, excluding appliances
Do Not Pay for 15 Months
- Taxes, administration fee, and delivery fee due at time of purchase
- Administration fee: $129.99
- No minimum purchase, excluding appliances
A $21 annual membership fee may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance Charges will accrue on the purchase from the beginning of the credit promotional period of 3, 6, or 12 months, but no minimum payments will be due during the credit promotional period. However, if you pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be waived and no Finance Charges will be assessed on the purchase. Otherwise, if you choose to not pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be assessed at that time.
On termination or expiry of the credit promotional plan (or for purchases that are not part of the credit promotional plan), the standard APR of 31.99% and the terms of the Regular Credit Plan will apply to all outstanding balances owing. This offer cannot be used for previous purchases and cannot be combined with any other offers, promotions or special incentive programs. Certain terms and conditions apply. See store and Account Agreement for further information.
Other Great plans available… C’mon Down and see us!